Market-first [ 1] Special Bonus: Starting from the end of the 11th policy year, customers who have not exercised the dividend and profit lock-in option, the value protection option and the mental incapacity option [6] , and have not withdrawn any policy value from the policy including partial surrender, will be offered an additional non-guaranteed special bonus to help accumulate wealth over the long term.
Flexible deposit and withdrawal – time, amount, frequency
[ 2] Value Protection Option, which is rare in the market : Starting from the end of the sixth policy year, part of the policy value will be transferred to the Value Protection Account. You can withdraw the money at any time and earn interest at a non-guaranteed rate.
Dividend and profit lock-in options and market-first [ 7] dividend russia telegram data and profit unlocking options:
Bonus Lock Option – allows customers to lock in potential returns by transferring a percentage of the latest cash value of non-guaranteed reversionary bonuses and terminal bonuses to a Bonus Lock Account to earn interest at a non-guaranteed rate.
Bonus and dividend unlock option – allows customers to unlock part of the bonus and dividend lock-in account’s latest value and convert it into non-guaranteed reversionary bonus and terminal bonus to continue to accumulate returns to meet customers’ financial needs.
Wealth inheritance – flexible options to pass on wealth from generation to generation
A market first [ 3] Flexible beneficiary options : When the beneficiary reaches the specified age or suffers from a specified disease [8] selected by the policyholder , the beneficiary can freely choose the death benefit payment method as needed.